Only half of financial advisers tailor investment solutions for clients in decumulation, according to our 2024 research.

The most common adjustments for clients in retirement include recommending lower-risk portfolios to reduce volatility, incorporating cash buffers, and using income-focused investment options.

The FCA’s Retirement Income and Advice Review has highlighted the importance of a more holistic approach to retirement planning—one that goes beyond traditional views of investment risk. While the review does not prescribe specific investment products, it signals an expectation that evolving planning practices will be accompanied by changes in the solutions recommended. In response, product providers are developing new offerings to help deliver sustainable retirement income.

At NextWealth, we’re preparing to publish a new report exploring adviser and provider perspectives on retirement investment solutions. It will include a comprehensive comparison of decumulation-focused products currently available in the market.

To pre-register for a copy of the report once that’s released, complete the form on the right. The report will be released in September.